Credit Scores in Australia, How Do They Work?

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Credit Scores

Your credit score can have far-reaching implications for numerous aspects of your life. It can be the difference between you being accepted or rejected for credit. That’s why it’s important to know how credit scores in Australia work. That’s why we’ve put together this handy...

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Can You Get a Personal Loan After Bankruptcy?

Can You Get a Personal Loan After Bankruptcy?

There are many reasons why someone might have to enter into bankruptcy. If you are about...

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Understanding The Differences: Credit Scores in Australia vs The US

Understanding The Differences: Credit Scores in Australia vs The US

If you understand your credit score, then you can utilise your credit rating to its full...

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How Often Does My Credit Score Change?

How Often Does My Credit Score Change?

We have covered what can affect your credit score frequently here at Tippla. But one question...

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Credit Scores in Australia, How Do They Work?

Credit Scores in Australia, How Do They Work?

Your credit score can have far-reaching implications for numerous aspects of your life. It can be...

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Which Credit Score Matters Most?

Which Credit Score Matters Most?

In Australia, you have three credit scores - one each from the three credit reporting agencies...

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Why Has My Credit Score Fallen? Here are 3 Reasons

Why Has My Credit Score Fallen? Here are 3 Reasons

Your credit score is an important number and can have far-reaching implications. Today, Tippla is going...

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What Goes on My Credit Report & For How Long?

What Goes on My Credit Report & For How Long?

Your credit report is an important document and it can have far-reaching implications. Any time you...

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First Steps in Buying Your First Home

First Steps in Buying Your First Home

Buying your first home is an exciting process. Buying a house is likely one of the...

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What are the Different Types of Personal Loans?

What are the Different Types of Personal Loans?

Are you looking for a personal loan but you’re not sure which one is right for...

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Equifax vs Experian: What’s the Difference?

Equifax vs Experian: What’s the Difference?

In Australia, your credit score is calculated by three credit bureaus. Out of these three, the...

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Do Phone Plans Affect Your Credit Score?

Do Phone Plans Affect Your Credit Score?

If you’re in the market for a phone plan, there’s something you should be aware of....

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How to Apply for a Credit Card in Australia

How to Apply for a Credit Card in Australia

Are you looking for some extra finance for emergencies, for a big purchase, or are you...

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Bad Credit Loans | What Are They & How To Apply for Them

Bad Credit Loans | What Are They & How To Apply for Them

If you have a below-average credit score but you still want to take out a personal...

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How to Use Tippla | Check Your Credit Score For Free

How to Use Tippla | Check Your Credit Score For Free

Do you want to check your credit score? Do you want to see your Equifax or...

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Who Looks at Your Credit Report? A Quick Overview

Who Looks at Your Credit Report? A Quick Overview

In Australia, you have three credit scores and credit reports. The information contained on your credit...

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Has Your Credit Report Been Updated? Here’s What to Check

Has Your Credit Report Been Updated? Here’s What to Check

Every three months, your Equifax and Experian credit reports will be updated on Tippla. We’ve put...

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Why Is Your Credit Score Important? A Quick Overview

Why Is Your Credit Score Important? A Quick Overview

Whilst your credit score is only a number, it actually can impact your life in a...

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Can You Get a Personal Loan with No Credit Score?

Can You Get a Personal Loan with No Credit Score?

Are you looking for a personal loan, but you’re worried about not having a credit score?...

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Should You Pay Off Your Credit Card or Personal Loan First?

Should You Pay Off Your Credit Card or Personal Loan First?

Do you currently have credit card debt as well as a personal loan? You might be...

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What’s The Difference Between Visa and Mastercard?

What’s The Difference Between Visa and Mastercard?

Visa and Mastercard are household names, recognised across the world. But do you know what’s the...

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Can You Buy a House Without a Credit Score?

Can You Buy a House Without a Credit Score?

Australia’s property market is hot right now, with lots of people flocking to the real estate...

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Is Afterpay Bad For My Credit Score? Here’s a Quick Overview

Is Afterpay Bad For My Credit Score? Here’s a Quick Overview

With Buy Now Pay Later (BNPL) platforms, especially Afterpay, becoming an increasingly popular payment option, we’re...

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What Are The Different Types of Credit Cards?

What Are The Different Types of Credit Cards?

With so many options out there on the market, Tippla has put together a helpful guide...

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Is Debt Consolidation Right For You?

Is Debt Consolidation Right For You?

Is debt consolidation right for you? There are a few things you need to consider before...

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5 Ways to Reduce Credit Card Fees

5 Ways to Reduce Credit Card Fees

Whilst credit cards can be a useful tool, they often come with a range of different...

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Does a Personal Loan Harm My Credit Score?

Does a Personal Loan Harm My Credit Score?

There are many reasons you might want to take on a personal loan - an unexpected...

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What’s The Difference Between Credit Cards And Personal Loans?

What’s The Difference Between Credit Cards And Personal Loans?

If you are looking for extra finance, whether it’s to make a big purchase, cover unexpected...

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What Affects My Credit Score? A Quick Guide

What Affects My Credit Score? A Quick Guide

Whether you’re applying for credit or simply want to know more, we hear you, and we’re...

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How To Check My Credit Report For Free

How To Check My Credit Report For Free

Your credit report is an important document that gives you a clear overview of your credit...

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What Credit Score Do I Need for a Home Loan?

What Credit Score Do I Need for a Home Loan?

Your credit score is an important number when it comes to applying for different types of...

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How to Remove Negative Entries From Your Credit Report

How to Remove Negative Entries From Your Credit Report

Negative entries can have a serious impact on your credit score. If you want to know...

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How Long Does Bankruptcy Stay On Credit Report?

How Long Does Bankruptcy Stay On Credit Report?

There are a number of reasons why someone might have to enter into bankruptcy. But how...

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How Are Credit Scores Calculated in Australia?

How Are Credit Scores Calculated in Australia?

There’s a lot of uncertainty when it comes to credit scores. There’s one question, in particular,...

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How To Reduce The Interest On Your Personal Loan

How To Reduce The Interest On Your Personal Loan

A lot of people don’t realise just how much interest can cost you when you take...

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Can You Use a Personal Loan to Pay Off Credit Card Debt?

Can You Use a Personal Loan to Pay Off Credit Card Debt?

As spending picks back up in Australia, more and more Aussies will be accruing a credit...

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How to Reduce the Interest on Your Home Loan

How to Reduce the Interest on Your Home Loan

When you take out a loan, you’re not only paying back the amount you’ve borrowed but...

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How to Use Credit Cards Effectively: A Guide

How to Use Credit Cards Effectively: A Guide

Millions of Australians have some kind of credit card. But there’s a difference between having a...

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Frugal Hacks for 2021 | Prepare For The End Of JobSeeker

Frugal Hacks for 2021 | Prepare For The End Of JobSeeker

Make saving money fun with these frugal hacks for 2021! We’re well into 2021 (where did...

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How to Report Credit Card Fraud: Protect Yourself and Your Credit Score

How to Report Credit Card Fraud: Protect Yourself and Your Credit Score

Fraudsters are adopting more sophisticated methods to steal your card details. Tippla has put together a...

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How To Pick The Right Loan For You: A Quick Guide

How To Pick The Right Loan For You: A Quick Guide

Are you currently looking for a loan, but you’re not sure where to start? You’re not...

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Credit Repair Companies: Are They Worth It?

Credit Repair Companies: Are They Worth It?

In life, there’s rarely a quick fix. The same can be said for your credit score....

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New Year, New Credit Score: Take Control of Your Credit

New Year, New Credit Score: Take Control of Your Credit

The new year is upon us. It’s time to embrace the #newyearnewme motto and take control...

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5 Achievable Credit Score Goals for 2021

5 Achievable Credit Score Goals for 2021

We’re all about setting realistic credit score goals. We’ve compiled a list of achievable credit score...

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Rejected for a Loan? Use Your Credit Score To Help

Rejected for a Loan? Use Your Credit Score To Help

If you’ve been rejected for a loan or denied credit, it could be because of your...

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How Can You Improve Your Credit Score? A Quick Guide

How Can You Improve Your Credit Score? A Quick Guide

We’ve said it time and again - your credit score is an important number. The higher...

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The Dos And Don’ts Of Credit: Protect Your Credit Score

The Dos And Don’ts Of Credit: Protect Your Credit Score

Taking out credit, whether it be a credit card, loan, or mobile phone, can have more...

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Credit Score FAQs: You Asked, We Answered

Credit Score FAQs: You Asked, We Answered

There is a lot of uncertainty surrounding credit scores and your credit report, so we’re shining...

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Christmas Is Coming: What To Avoid To Protect Your Credit Score

Christmas Is Coming: What To Avoid To Protect Your Credit Score

It’s beginning to feel a lot like Christmas! With the holiday season just around the corner,...

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How Does Bankruptcy Affect Your Credit Score?

How Does Bankruptcy Affect Your Credit Score?

Bankruptcy - it’s a word that you’ve very likely heard before, but you can be forgiven...

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Tippla got a makeover – we’re back, and we’re better than ever!

Tippla got a makeover – we’re back, and we’re better than ever!

Tippla has rebuilt its platform from scratch, to give you the best service to improve and...

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Relationships And Money: When Should I Ask My Partner About Their Credit Score?

Relationships And Money: When Should I Ask My Partner About Their Credit Score?

Money talk: Why the question "should I ask my partner about their credit score" is important...

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The New Way Of Spending: Buy Now Pay Later And Your Credit Score

The New Way Of Spending: Buy Now Pay Later And Your Credit Score

If you did online shopping during the lockdown, chances are high that you came across Buy...

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No Credit Score? How to Build a Credit History From Scratch

No Credit Score? How to Build a Credit History From Scratch

No credit history? No problem! You can build a credit history from scratch. Here's a helpful...

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How To Provide 100 Points Of ID For An Identity Check

How To Provide 100 Points Of ID For An Identity Check

100 points of ID - Why you need it and what to provide Ready to get...

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What Do Lenders See When They Look At My Credit Report?

What Do Lenders See When They Look At My Credit Report?

If you're wondering what lenders see when they look at your credit report after applying for...

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Car Loan vs Personal Loan: Which One is Best For You?

Car Loan vs Personal Loan: Which One is Best For You?

Ready to get on the road? Now the big question: Car loan vs personal loan, what’s...

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What Is a Joint Personal Loan?

What Is a Joint Personal Loan?

Understand what joint personal loans are, how they work, and learn about the advantages and risks...

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Can You Refinance Your Home Loan to Consolidate Debt?

Can You Refinance Your Home Loan to Consolidate Debt?

Do you want to know more about how to refinance your home loan, or whether you...

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Can you increase your personal loan amount?

Can you increase your personal loan amount?

Is your loan set or can you increase your personal loan amount if needed? If you...

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Q&A: Can I Apply For a Personal Loan For Someone Else?

Q&A: Can I Apply For a Personal Loan For Someone Else?

If you're wondering if you can apply for a loan for someone else, then we have...

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Process of Personal Loans: How they work

Process of Personal Loans: How they work

The process of personal loans and how they work If you need that extra cash but...

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Which is best: Business loan or personal loan?

Which is best: Business loan or personal loan?

What is best for my business: Should I get a business loan or personal loan? You’re...

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Which is better: Personal loans or credit cards?

Which is better: Personal loans or credit cards?

Loan 101 - what's better for me - personal loans or credit cards? Are you looking...

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Why take out a personal loan?

Why take out a personal loan?

Why take out a personal loan? A personal loan is a certain amount of money that...

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Which major banks can I get a personal loan from?

Which major banks can I get a personal loan from?

Are you looking for a personal loan from a familiar bank? Almost all major banks offer...

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How to be eligible for large personal loans

How to be eligible for large personal loans

If you plan on consolidating your debts, buying your dream car or renovating your home, a...

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Secured Loans: What You Should Know

Secured Loans: What You Should Know

Looking for secured loans? When shopping for a loan, an option you’d have to consider is...

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Short-term and temporary car insurance

Short-term and temporary car insurance

There is a lot of car insurance options out there. What is short-term and temporary car...

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What happens when your car gets written off in an accident?

What happens when your car gets written off in an accident?

What happens when your car is written off? Having a car written off is every driver’s...

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What does car insurance cover?

What does car insurance cover?

Car insurance companies provide you with multiple coverage options that provide different types of protection. The...

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What age does car insurance go down?

What age does car insurance go down?

When you turn 25, you’ll notice a drop in your insurance premium. Car insurance companies calculate...

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Understanding car insurance deductibles

Understanding car insurance deductibles

What are deductibles and what do they mean for you? An insurance deductible is an amount...

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What is a Car Make and Model?

What is a Car Make and Model?

If you're unsure of what is a car make and model, here's a quick breakdown of...

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What to do after a car accident?

What to do after a car accident?

Here’s a step-by-step guide on reporting an accident and filing a claim. Car accidents can be...

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What is usage-based car insurance?

What is usage-based car insurance?

With usage-based car insurance, you could save a lot of money compared to the regular policy....

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What’s included in a car insurance policy?

What’s included in a car insurance policy?

You must understand all aspects of your car insurance policy. Having an active insurance policy on...

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Can you get car insurance without a license?

Can you get car insurance without a license?

You can still take out car insurance without having a driver’s license. However, you won’t be...

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Car insurance rates for new drivers

Car insurance rates for new drivers

New drivers or young adults pay more for their car insurance policy. Here are some tips...

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Will my car insurance go up after a claim?

Will my car insurance go up after a claim?

Even though your premium will increase after filing an at-fault claim, there are some things you...

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Learner drivers and car insurance

Learner drivers and car insurance

Do you have a new driver in the house? Here’s what you could do to insure...

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All about Car Insurance Renewal

All about Car Insurance Renewal

Car insurance policies are up for renewal every time your premium expires, which is usually yearly...

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How does a car warranty work?

How does a car warranty work?

When purchasing a car, you will most likely be covered by a warranty for a certain...

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How much is car insurance?

How much is car insurance?

On average, Aussies are paying $1,131 for their car insurance. However, that number varies depending on...

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Credit Unions vs. Banks: Which is better for my money?

Credit Unions vs. Banks: Which is better for my money?

Credit unions and banks are both financial institutions that provide a safe place for your funds...

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What is a certified cheque?

What is a certified cheque?

Certified cheques are aimed for large payments, security deposits, or down payments. By validating a certified...

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Are Term Deposit accounts worth it?

Are Term Deposit accounts worth it?

Although a term deposit account tends to earn high interest, you can’t access your funds for...

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What is an online bank?

What is an online bank?

Similar to savings accounts, online banks tend to offer higher interest rates for maintaining your funds...

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How to close a bank account?

How to close a bank account?

Although closing a bank account is generally a simple process, it’s important to understand how and...

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What do I need to open a bank account?

What do I need to open a bank account?

Opening a bank account is a simple and quick process. You’ll only be required to provide...

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What is a savings account?

What is a savings account?

Grow your money faster with savings accounts Unlike everyday transaction accounts, savings accounts offer high interest...

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What is direct debit?

What is direct debit?

Essentially direct debit is the safest and most convenient way to digitally debit paychecks into your...

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Cheques: What they are and how to use them

Cheques: What they are and how to use them

Cheques are written documents that instruct financial institutions to withdraw funds from your account. Cheques are...

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Should I get a student bank account?

Should I get a student bank account?

Student bank accounts are essentially the same as any regular account. However, they usually offer special...

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How to void a cheque

How to void a cheque

Having "VOID" across a cheque prevents fraud, while still sharing your account number to second parties....

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How transferring funds work

How transferring funds work

Here’s the best way to transfer funds to another account, without the hassle of visiting a...

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High credit scores and how to get one

High credit scores and how to get one

What's a credit score, how does it affect you, and how can you get a high...

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How to get a motorcycle loan

How to get a motorcycle loan

Although it’s not advisable, you can finance a motorbike with either motorbike loans or an unsecured...

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Dealer financing vs getting a car loan from a financial institution: Which is best for me?

Dealer financing vs getting a car loan from a financial institution: Which is best for me?

Which financial institution is more cost-effective? There are pros and cons to both options, however, you...

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Should I lease a car or buy one?

Should I lease a car or buy one?

Which is more cost-effective when it comes to buying a car - lease or purchasing with...

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How can I afford a car?

How can I afford a car?

How can I afford a car? Why not prepare a budget? Here are some helpful tips....

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How do car loans work?

How do car loans work?

How do car loans work and how do they affect your car insurance? A car loan...

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What is forbearance and is it right for me?

What is forbearance and is it right for me?

Forbearance is a type of loan assistance that aids with postponing or reducing your payments for...

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Should I get a debt consolidation loan?

Should I get a debt consolidation loan?

Debt consolidation loans bundle your overall debt to help grant you lower interest rates. If you’re...

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Home improvement loans: how they work & how to get one

Home improvement loans: how they work & how to get one

There are different types of unsecured personal loans; with the most common one being home improvement...

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What is APR?

What is APR?

APR stands for the Annual Percentage Rate. Annual Percentage Rate The annual percentage rate (APR) is...

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Green loans: What Are They?

Green loans: What Are They?

Looking to save money on energy bills with an environmentally sustainable home? If you plan on...

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Tippla Has The Lowdown On Signature Loans!

Tippla Has The Lowdown On Signature Loans!

What are signature loans? Signature loans are usually given to people having to cover low-value expenses....

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Paid in full vs settled in full: Which is best for my loans?

Paid in full vs settled in full: Which is best for my loans?

If you're struggling to understand the difference between paid in full vs settled in full, Tippla...

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What happens at the end of a car lease?

What happens at the end of a car lease?

Car lease coming to an end? Here's what happens next There are three options you can...

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How to sell a car with a loan on it

How to sell a car with a loan on it

Here's what you need to know if you want to sell a car with a loan...

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What is revolving credit?

What is revolving credit?

You will most likely know revolving credit like credit cards. It's most commonly known as a...

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How to switch banks

How to switch banks

Are you thinking of how to switch banks? Here's a helpful guide to get you started....

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What is the nominal interest rate and how does it affect my money?

What is the nominal interest rate and how does it affect my money?

Nominal interest rate refers to the rate that doesn’t reflect inflation or take compounding into account....

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How to get out of a car loan

How to get out of a car loan

Sometimes buyers aren't financially able to buy their vehicles upfront, so they generally go for the...

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Full coverage car insurance

Full coverage car insurance

Having “full coverage” insurance doesn’t refer to a type of insurance. Instead, it refers to a...

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Texting and driving in different states

Texting and driving in different states

It is completely illegal to text and drive in every state in Australia. However, certain fines...

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What is a bank statement?

What is a bank statement?

A bank statement is a document issued to you by your bank that summarises your financial...

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How to apply for a loan online

How to apply for a loan online

How to apply for a loan online? Online loans are conceived as more convenient than traditional...

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Do I need car insurance before I buy a car?

Do I need car insurance before I buy a car?

Yes, should have car insurance when you purchase a car. Even before knowing what specific model...

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Car Insurance Fraud: What you need to know

Car Insurance Fraud: What you need to know

It's commonly known that car insurance fraud can be a serious offence, but were you aware...

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What is a Car Insurance Broker?

What is a Car Insurance Broker?

A car insurance broker helps users determine which policies suit them best, and arrange and assist...

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What is commercial car insurance?

What is commercial car insurance?

Commercial car insurance is a type of insurance that’s designed to protect cars used for business...

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Do I need a new driver’s license when I move in-state?

Do I need a new driver’s license when I move in-state?

If you plan to move in-state, you should update your address with your state’s department of...

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What is gross vs net pay?

What is gross vs net pay?

Gross pay and net pay both express different things about your income Have you ever noticed...

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What is a joint bank account and how do I open one?

What is a joint bank account and how do I open one?

Joint bank accounts A joint bank account is any type of account owned by two or...

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How to get proof of renters insurance

How to get proof of renters insurance

What is renters insurance? If you rent property, it's always a good idea to purchase renters...

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Get the Lowdown on Renters Insurance Premium

Get the Lowdown on Renters Insurance Premium

What is a renters insurance premium? Insurance companies typically offer discounts with full annual payments. But...

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Renters Insurance Declarations Page?

Renters Insurance Declarations Page?

What is a Renters Insurance Declarations Page? A renters insurance declarations page is usually is the...

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Does renters insurance cover power surge damage

Does renters insurance cover power surge damage

Covering power surge damage Insurance providers either reimburse or replace your belonging in the event of...

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Does renters insurance cover collectables?

Does renters insurance cover collectables?

Does renters insurance cover collectibles? Here's a breakdown on the ins and outs of collectibles coverage....

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Types of savings accounts

Types of savings accounts

What Are the different types of savings accounts? Generally, there are several types of savings accounts....

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Will renters insurance cover a lost wedding ring?

Will renters insurance cover a lost wedding ring?

You've just been popped the question, and you've excitedly said yes! You love your ring, but...

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Covering Stolen Cash

Covering Stolen Cash

Does renters insurance cover stolen cash? Renters insurance companies commonly reimburse you for any damaged or...

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Checking accounts vs. Savings accounts

Checking accounts vs. Savings accounts

There are a lot of similarities between checking and savings accounts. To avoid any confusion we've...

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Insurance Claims: What Do I Need?

Insurance Claims: What Do I Need?

Everything you need to know about insurance claims Investing in renters insurance aids with protecting the...

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What Are the Consequences of Bad Credit? 5 Ways Bad Credit Could Impact You

What Are the Consequences of Bad Credit? 5 Ways Bad Credit Could Impact You

Looking out for your financial future     Bad credit. If you’ve ever looked at applying for...

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How to Understand Your Experian Score

How to Understand Your Experian Score

In Australia, there are three different credit scores from Experian, Equifax, and illion. Let's dive into...

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The Five Biggest Factors That Affect Your Credit

The Five Biggest Factors That Affect Your Credit

Want to know what are the biggest factors that affect credit scores? We've provided an easy...

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What is a Good Credit Score? Getting Your Credit to Work For You

What is a Good Credit Score? Getting Your Credit to Work For You

A lot of people underestimate the power of a good credit score. Don't let that be...

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How to Check My Credit Score in Australia?

How to Check My Credit Score in Australia?

How to check credit score in Australia and what to improve? Your credit score is one...

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How to understand your Equifax score

How to understand your Equifax score

What does my Equifax score mean? Ah, your Equifax score. It’s the small, three or four-digit...

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Why do credit checks lower a credit score?

Why do credit checks lower a credit score?

If you want to know why do credit checks lower credit scores, here's all the information...

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What’s the Most Efficient Way of Building Your Credit Score?

What’s the Most Efficient Way of Building Your Credit Score?

  Building good credit: Where to start Good credit can be an invaluable asset if you’re...

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Do I Need Good Credit for a Personal Loan?

Do I Need Good Credit for a Personal Loan?

A lot of people wonder do I need good credit for a personal loan? We've provided...

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Take control of your credit score

Check your credit reports as often as you like - it won't affect your scores.