Published in July 28, 2021
Car accidents can be terrifying and overwhelming. Some people may get too emotional and won’t remember what steps to take after an accident. We’re here to help by giving you a step-by-step guide that’ll allow you to gather all necessary information when reporting an incident and filing a claim.
Accidents happen, and that’s okay. The first thing you should do after a collision is to safely evaluate the scene. Check for any injuries on yourself and any involved parties. If it’s safe to do so and you’re able to, you should move the cars somewhere to allow the flow of traffic to go on.
It’s important to turn your hazard lights on so surrounding cars can slow down.
Take a moment to collect yourself and take a deep breath. It’s easy and natural to get overwhelmed in these situations. However, whatever you do, don’t leave the scene of the accident as you can face serious legal repercussions regardless of how small the mishap is.
This step is not always necessary. You should only call 000 if someone is seriously injured and in need of urgent medical assistance. Otherwise, you may call 000 if violence escalates from one of the persons involved.
After an accident, the most important to take is swapping information. Your car insurance provider will need basic information to begin a claim and assess the situation. Here’s the information you’ll need to collect:
The more details you provide on the situation, the easier you make the claim process. While your memory is still fresh, you should write down every detail you can think of about the accident and how it could’ve happened. Additionally, take photos of the damage done to all vehicles from multiple angles, as that could be used as evidence. Photos and a timeline of the accident make it easier for your insurer to understand the chain of events and who would be at fault.
Aim to contact your insurance company to file a claim as soon as possible. Filling a claim is a simple process that can be done by calling your provider and giving them all the details. Your insurance company will ask you basic questions about the accidents and from there you will be able to assess who would be at fault.
Your insurance company will then take care of the costs, depending on who’s at fault. If your car has been written off, the insurance will inform you. Make sure to stay on top of the process and document every step.
While we at Tippla will always do our best to provide you with the information you need to financially thrive, it’s important to note that we’re not debt counsellors, nor do we provide financial advice. Be sure to speak to your financial services professional before making any decisions.
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